Graduation Year
2020
Date of Submission
12-2019
Document Type
Campus Only Senior Thesis
Degree Name
Bachelor of Arts
Department
Economics
Reader 1
George Batta
Abstract
banks to form partnerships. This paper examines the impact on key indicators of bank profitability for those banks that chose to partner with leading P2P lending platform, LendingClub. Using panel banking data from 2007Q1-2018Q4 I estimate regression models on loan growth and deposit growth. I find that partner banks experienced negative loan growth while their deposits trended upwards. This paper illustrates the new credit market dynamics and potential approaches to partnerships in response to the changing competitive landscape.
Recommended Citation
Pederson, Conner, "Friend or Foe: Community Banks and Peer-to-Peer Lending Platforms" (2020). CMC Senior Theses. 2304.
https://scholarship.claremont.edu/cmc_theses/2304
This thesis is restricted to the Claremont Colleges current faculty, students, and staff.
